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If you had the same HDHP plan (through COBRA) on Dec. 1st, you can answer Yes- or you can also indicate the months you were covered on that plan (through COBRA). The HDHP is looking at the deductible on the insurance plan you had in place. Because you were covered on the SAME plan through COBRA, you were able to contribute, just not through your employer (you would have had to set up your own HSA account)
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