Instructions for turbo tax: For people doing Qualified Charitable Deductions (QCD) for their RMD, they need to provide some supporting documentation with their return.

[dmertz]

On the previous page of this thread richardk19 indicated that the tax return was e-filed.

I can think of several cases where  the Automated UnderReporter program might flag the tax return for properly indicated QCD, although I don't know if it actually does.  These have to do with joint tax returns.  One would be if the tax return is a joint tax return, both spouses properly made QCDs, the total is more than the individual statutory limit of $100,000 and at least one spouse has IRA distributions totaling more than $100,000.  In such a case the tax return does not have sufficient information to determine if the spouse who received more than $100,000 in distributions is attempting to report QCDs totaling more than $100,000.  (I suspect that this would not be an applicable scenario in richardk19's case because richardk19 mentioned only one QCD.)

Another would be on a joint return where both spouses have IRA distributions and one spouse has not reached age 71 by the end of the tax year.  A tax return does not have sufficient information to determine if the younger spouse is attempting to claim the QCD.  (Of course in this case if the amount of IRA distributions excluded from income is greater than the amount of IRA distributions received by the older spouse, there is certainly some sort of underreporting of income).

[Fred in Phoenix]

Has anyone tried to report both the maximum IRA charitable IRA gift deduction of 100,000 plus the CARES Act 50,000 one-time annuity contribution?  Premier does not have a line item to accept that additional contribution. 

[dmertz]

There is no "additional" contribution.  The $50,000 contribution to a split-interest entity is a QCD that is part of the $100,000 QCD limit, not in addition to the $100,000 QCD limit.  In TurboTax you simply report your QCDs, which includes the donation to the split-interest entity, not to exceed $100,000 in total.

If your contributions made with distributions from your traditional IRA total $150,000, $50,000 of that will be includible in AGI and you'll take a deduction for the $50,0000 contribution on Schedule A.

(QCDs being allowed to a split-interest entity is part of the SECURE 2.0 Act, not the CARES Act.)