I have 2 HSA's, one is connected to my company HDHP, the other is a personal I plan to use after I retire

[JerseyRay]

I have 2 HSA's, one is connected to my company HDHP, the other is a personal I plan to use after I retire, when it comes to max HSA contributions, does that reflect total contributions between both or only the one connected to my job health insurance plan?

[Mike9241]

why you have 2 is up to you. There is no need for two accounts if there is only one taxpayer. the max for the year for you covers all your accounts. so if it's 3850. you can split it any way you want between them