HSA Contribution to a partial year HDHP

[Topangamama]

My family and I had a HDHP until June 1, 2023 when we switched another plan through my employer.  Can I still contribute prorated amounts to my HSA for the 5 months I was covered in 2024, even if we are no longer enrolled in a HDHP?  My husband and I are both over 55.

[Bsch4477]

Yes, your contribution will be prorated according to the number of months you were covered under the HDHP. 

[NCperson · Accepted solution]

you can contribute 5/12 of $9300 to your family HSA and your spouse can contribute 5/12 of $1000 to his HSA.  the contributions need to occur prior to April 15, 2025

[dmertz]

The replies above assume that you meant to say that you became ineligible on June 1, 2024 rather than June 1, 2023.

[Topangamama]

Thanks for catching that, I meant June 1, 2024.