How do I determine if my rural land mortage loan is secured? Box 8 in form 1098 just states "rural property?"

[TomK2023]

Yes, the mortgage is secured. The option for the financial institution is to either check the box OR enter the address in Box 8. Technically, they should have entered an address, parcel number, coordinates, etc., instead of just "rural property."

Was the land used as collateral when you took out the loan?  If you don't make your mortgage payments, will the financial institute take your land?  If yes, then loan is secured.

If you acquired loan just based on your word to repay, then it is unsecured.