199650
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Since your HDHP coverage is for you and at least one other person (your kids), you would enter that you have family coverage.
Since your husband has non-HDHP coverage, enter none for his coverage.
What if the None box for the spouse won't stay selected?
On Form 8962 the tax family size says 4 instead of 3 (Dad and 2 kids). Does that inflate the Premium Tax Credit for the Marketplace Insurance meaning we are taking a larger credit because only 3 individuals were covered by that insurance but it thinks 4 should be counted?
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