RMD and still working

[ca5bo8g2]

I'm 70-1/2 Self employed with a simple IRA and still working and contributing, do I have to

take a RMD?

[macuser_22]

Yes.   The rule for 401(k) plans that allow you to defer the RMD if still working does not apply to IRA's.

See IRS Pub 560 page 11.

https://www.irs.gov/pub/irs-pdf/p560.pdf

And IRS Pub 590B "When Must You Withdraw Assets? (Required Minimum Distributions)"

https://www.irs.gov/publications/p590b#en_US_2018_publink1000230701