1095 and Traditional IRA deductions exceeding Self Employment Income not caught in Turbotax?

[DsCarter]

My 1095 health premiums plus my traditional IRA exceed my 1099NEC self employment income. Turbotax is accepting the excess on schedule 1 and through to the 1040. For example my 1099 shows $16000 (1040 line 😎 and my 1095 plus traditional IRA total $19000 (1040 line 10).  Why is Trubotax accepting the $3000 overage and not limiting or warning me that it is exceeding the income? TY.

[RobertB4444]

They are separate deductions.  The self-employed health insurance deduction cannot exceed the total amount earned from your business (minus that self-employment tax deduction).  The IRA deduction can't exceed the total amount earned.  They aren't considered together - neither of the deductions effects the net income from your business.  SO you are allowed both.

@DsCarter 

[DsCarter]

Thanks for the quick reply. Seeing the two adding to $3k more than my gross didn't look right but I'll take it!