Inherited Roth IRA as total distribution in 2020. Question asked me when I opened IRA. I didn't open one so didn't answer. Looks like taxing the full amount. Why?

[deannacalvin]

This was my mother's IRA that she left me. They sent me a check. Why am I being taxed on the full amount?

[AmyC]

You can take out the basis tax free. Earnings may be taxed unless the account was open 5 years or longer. You need to go back and check your answers to see that you are complying with the law and answering correctly. You may need to contact the broker/ bank to determine how long the account was open. 

See Roth IRAs | Internal Revenue Service  and Publication 590-B (2020), Distributions from IRA