I have a federal civil service annuity and 2 iras all subject to rmd. Do my civil service annuity payments count towards the total amount of rmd I owe ?

cscasi · ‎June 3, 2019

MinhT · ‎June 3, 2019

The payments from your annuity can only satisfy the RMD for the annuity. You would have to take RMDs for your two IRAs, but you can choose which IRA to draw from, as long the distribution is equal or greater than the combined RMDs.

**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"

View solution in original post

MinhT · ‎June 3, 2019

The payments from your annuity can only satisfy the RMD for the annuity. You would have to take RMDs for your two IRAs, but you can choose which IRA to draw from, as long the distribution is equal or greater than the combined RMDs.

**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"

Expert does your taxes

Do it yourself

Resources

Support

Expert does your taxes

Do it yourself

Resources

Support

I have a federal civil service annuity and 2 iras all subject to rmd. Do my civil service annuity payments count towards the total amount of rmd I owe ?