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egelman3
Returning Member

I am enrolled in a Roth 401k through my employer with a 6% match (going into a separate traditional 401k). Can I still make a deductible traditional IRA contribution?

 
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dmertz
Level 15

I am enrolled in a Roth 401k through my employer with a 6% match (going into a separate traditional 401k). Can I still make a deductible traditional IRA contribution?

You can make a contribution to a traditional IRA, but whether or not it will be deductible depends on your modified AGI because you are covered by a workplace retirement plan.  With regard to a traditional IRA contribution for 2018:

https://www.irs.gov/retirement-plans/plan-participant-employee/2018-ira-contribution-and-deduction-l...

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dmertz
Level 15

I am enrolled in a Roth 401k through my employer with a 6% match (going into a separate traditional 401k). Can I still make a deductible traditional IRA contribution?

You can make a contribution to a traditional IRA, but whether or not it will be deductible depends on your modified AGI because you are covered by a workplace retirement plan.  With regard to a traditional IRA contribution for 2018:

https://www.irs.gov/retirement-plans/plan-participant-employee/2018-ira-contribution-and-deduction-l...

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