Filed a 2023 1040 extension, today is April 15, 2024. How do I figure my Roth IRA contribution?

[JohnB5677]

Roth IRA contributions are made on an after-tax basis . However, keep in mind that your eligibility to contribute to a Roth IRA is based on your income level. 

• If you file taxes as a single person, your Modified Adjusted Gross Income (MAGI) must be under $153,000 for tax year 2023. 
• If you're married and file jointly, your MAGI must be under $228,000 for tax year 2023
• The maximum total annual contribution for all your IRAs combined is:
  • Tax Year 2023 - $6,500 if you're under age 50 
  • $7,500 if you're age 50 or older.