Early 401k withdrawal

I requested an early payout in late December, my Merrill account said the request for the payout would process on December 31 2023. I received my check sometime in the middle of January. I have NOT received a form 1099-R. I’ve read that those forms are always sent out before January 31. Does this mean I’ll get one in January 2025 before I file my 2024 taxes?

posted

Only Merrill can answer the question as to whether the distribution occurred in 2023 or instead in 2024. If the distribution occurred in 2024, you'll receive a 2024 Form 1099-R new the end of January 2025 that will need to be reported on your 2024 tax return.