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Being age 70½ or older has no bearing on your ability to defer income to your employer's 403(b) or for the employer to make contributions.
Unless your 403(b) plan explicitly requires that all employees take RMDs beginning with the year that the employee turns 70½, an employee still working for the organization would only need to begin taking RMDs at age 70½ if the employee was more than a 5% owner of the organization. I don't know that it's even possible for an employee to be such an owner of an organization that qualifies to have a 403(b) plan.
Being age 70½ or older has no bearing on your ability to defer income to your employer's 403(b) or for the employer to make contributions.
Unless your 403(b) plan explicitly requires that all employees take RMDs beginning with the year that the employee turns 70½, an employee still working for the organization would only need to begin taking RMDs at age 70½ if the employee was more than a 5% owner of the organization. I don't know that it's even possible for an employee to be such an owner of an organization that qualifies to have a 403(b) plan.
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