Retirement Tax Tips and Answers | TurboTax® Support

Retirement tax questions

Video Guide on Entering Qualified Charitable Distributions (QCDs) for the 2025 Tax Year

If you are aged 70 1/2 or older, a Qualified Charitable Distribution (QCD) offers a powerful way to reduce your taxable income while supporting your favorite charities. A QCD is a transfer of funds made directly from your IRA (excluding active SEP or... read more

Retirement Video Guide 2025: Entering Your Required Minimum Distribution (RMD)

The Required Minimum Distribution (RMD) is the mandatory amount that must be withdrawn from most retirement accounts each year. If you turned 73 in 2024 or earlier, understanding these rules and accurately reporting the income on your 2025 tax return... read more

Traditional IRA vs. ROTH IRA: Which is better?

Which is better depends on your financial goals, income, and tax situation. While nobody can predict future tax laws, we have a fairly good understanding that more income usually means higher tax rates. For tax planning you should consider your curre... read more

Retirement Plans: Taxing Distributions!

Is it time to retire? You’ve worked your whole life - setting aside some of your hard-earned dollars to ensure a comfortable retirement. Now it’s time to reap the benefits of your savings! Know your options and gather the knowledge to reduce taxes, e... read more

Retirement Plans: Tax Savings Galore!

The best place to begin your retirement tax savings is with expert knowledge! You’ll find that in the The Golden Years Guide to Tax-Free Retirement, which is filled with great tips from financial experts in-the-know. Most people are familiar with a 4... read more

2025 TurboTax 1099R

When will the 1099R section be ready for the 2025 TurboTax? I want to get a response from a TurboTax employee and not someone from a user group. Also, when I sign up to be notified when it is updated, I get a fast reply it has been...except it really... read more

I thought we were getting a 6,000.00 no tax on social security credit this year?

When will the IRA, 401(k), Pension Plan Withdrawals (1099-R) Form 1099-R section be available? The program indicates "available soon" as of 12/26/25 ?

It's incredibly inconvenient to not have this section available before the end of the tax year.

I turned 73 Sept 2025. I am required to withdraw from my IRA money RMD by April 2026. What year is the income from the RMD taxed 2025 or 2026?

I turned 73 Sept 2025. I am required to withdraw from my IRA money as RMD. I read that the RMD can be withdrawn up till April 2026. What year is the income from the RMD taxed 2025 or 2026?

I thought I would get a start on my taxes only to find out turbotax 2025 dosent have the retirement incom or charitable deductions form or program yet, Why

1099-SSA

My mom got social security this month and she does not get Medicare. What do you enter for box 3?

Backdoor Roth- Suggestion on Dividend accrued in Traditional IRA for 2024 conversion

Greetings, Happy Holidays. I did back door Roth contribution (non-working spouse) through Fidelity in Nov 2024. Deposited funds held in Trad IRA before available to transfer to Roth IRA. Based on order history, I converted Full available (7000.85: CO... read more

For RMDs and Roth conversions does sequential order matter?

For 2025 I have completed all my RMDs and also a Roth conversion.The only thing is I did the Roth conversion early in the year and the RMDs late in the year.Some say that makes the Roth conversion invalid, is considered an excess contribution, and it... read more