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I'm trying to enter a backdoor roth IRA. I've tried many times, but am never prompted to enter non-deductible IRA contributions in either 1099R or the deductions section

In deductions, I checked traditional IRA. Repayment of retirement distribution? I checked No. I entered $7000 for total 2025 traditional IRA contribution. I answered No to recharacterization. I answered no to contributing more than allowed in previous years. I answered no to nondeductible IRA contributions form 2024 or prior years (2025 is my first year doing backdoor). I entered $0 for value of traditional IRAs on Dec 31, 2025. Then it takes me back to the deduction summary screen, never prompting me or asking about nondeductible contributions from 2025. On my 1040 preview, there is no form 8606. How can I enter nondeductible contributions for backdoor roth IRA and trigger for 8606?
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2 Replies

I'm trying to enter a backdoor roth IRA. I've tried many times, but am never prompted to enter non-deductible IRA contributions in either 1099R or the deductions section

You're doing a conversion in 2026 which goes on your 2026 tax return,

Meanwhile report $7,000 non-deductible IRA contribution for 2025 made in 2026 on your 2025 tax return.

@bryson-tudor 

I'm trying to enter a backdoor roth IRA. I've tried many times, but am never prompted to enter non-deductible IRA contributions in either 1099R or the deductions section

if you paid for online then you can see the 8606 in PDF with all forms and worksheets.  Prior to payment you can only review the 1040 and Schedule 1/2/3 it won't show the 8606.  I assume you're used to desktop where you can see everything in Forms mode throughout, unfortunately online doesn't have the same functionality.

 

Based on a similar thread, if you do not qualify for a deductible contribution it won't ask that question and will make your contribution entirely non-deductible.

 

did you input the 1099R?  if it's working correctly you should see no tax impact from that on the 1040.

 

see here for the steps

https://ttlc.intuit.com/turbotax-support/en-us/help-article/retirement-benefits/enter-backdoor-roth-...

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