What is a long-term capital loss carryover I don't think I have one of those?

[weezie-61]

I don't have anything that I sold and lost money or so they made money on

[Mike9241]

if there was no schedule D in your  2022 return you do not have a capital loss carryover. This is highly likely since you say you didn't sell anything. 

[fanfare]

$3,000 is the most you can write off in losses per year.

When your losses get that high, you will become more attuned to the carryover rules.

@weezie-61