I have just a retirement account and life insurance policy with Prudential Financial Mexico. My contributions are invested in UDIS (Unidades de Inversión) by Prudential to protect against inflation, similar to TIPS (Treasury Inflation-Protected Securities). These contributions vary annually based on inflation adjustments, ensuring their purchasing power is maintained. The plan spans 10 years, during which I contribute, and afterward, I cease contributions and allow the funds to grow until retirement. This strategy aims to accumulate savings and provide long-term growth while safeguarding against inflation. I’m unsure if it’s considered a foreign trust fund or a PFIC