Purchasing my first home

[Edwina78]

Please help, I want to purchase a home within the next few months! Right now my credit sits at 700 but my gross income for 2019 was on 32,000. I got promoted  at my job so year end I should gross maybe 37,000. I don’t have a lot of debt maybe 300 in credit card payments per month, but I’m paying those down quickly and I have a couple grand in my savings. Is it possible to get a lap. For 150,000?

[NCperson]

find yourself a mortgage broker or walk into your local bank....  FHA loans can be had for 3% down or $4500 based on the $150,000 house.  they can also walk you through the math on how big a loan you can afford on your income! 

There are normally classes you can take in your local area for 1st time homeowners.  It's a big investment and certainly worth a few hours of your time,  

good thing your credit score is excellent!