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Mortgage Interest Limit

This is my first time using TurboTax. I purchased our home in June 2019 and refinanced with the same lender in Sept. 2020 for lower interest rate and to pull a small amount of cash out for home improvements. Both were 30 year mortgages less than 750,000.  The original loan had discount points that were amortized over the life of the loan.  The new loan also had points.  When I enter all the information for the 2 loans the number look ok in the worksheets put when ultimately printing out the PDF of the 1040 and Schedules the mortgage interest reported is less than the sum of the 2 interests reported on the 1098's and in fact it is less than the interest on either of the loans. I had 2 loans last tax season, though neither were refi loans (one from a previous property and the other for the new property described above. In that case the mortgage interest reported was in fact the sum of the 2 interests from the 2 1098's.

 

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