How can I change my W-4 so I don’t owe again?

[Netsirk44]

how do i check my paystubs to confirm that i am withholding the correct amounts federal and state (MA) so that I do not owe taxes

[Bsch4477]

Multiply the amounts withheld on your pay stub by the number of your pay periods to get a good idea of what will be withheld for the year. If the totals match your tax liability for the previous year you should be fine. 

[jashley]

It is a good idea to double-check paystubs throughout the year for proper withholding as our income can change.  While adding up the federal or state withholding and comparing to last year's tax return is a good practice, if you have any life changes these can directly impact income tax liability and mean that the W4 needs to be updated.  Some things that can qualify a new W4 that are often missed is:

1.  Change of Address
2.  Change in Marital Status
3. Change of Name
4. Change in Income
5. Caring for a Dependent
6. Caring for a Parent

If any of the above change, I recommend starting the W-4 calculator and then monitoring the paystubs for the change.  The important take away is that the W-4 is not a static document and needs to be revisited at least twice a year, in my opinion.