Hi, trberkovich,
You don't say what state you reside in, so I am unsure if your state has its own marketplace. If it does, please review your state-specific website for your definitive answer.
Healthcare.gov is updating their subsidy and cost information for the coming year on November 1. I recommend you check back at or after tat date. This page also gives you more information about income. Also, when you say penalty, I suspect you may be speaking of the actual premium tax credit to the estimated premium tax credit (PTC). The marketplace will estimate your PTC based upon your reported data and that information gets "trued up" when you file your form 1040 and include the required form 8962. This link will tell you more about that process and this TurboTax article may also help. If I misunderstood, please post a new question or reply to this one.
Hopefully this gets you what you need.
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Regards,
Karen
TurboTax Expert
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