3 jobs; 2 states

[Mjdinap]

Primary income in SC.  Secondary and tertiary income in NC.   Owed significant Fed and NC and had refund from SC. How should I calculate adjustment to try to better estimate?   Should I still use the 3-job section of the multiple jobs worksheet for the primary W4?  If so, how do I get the states adjusted?  If not, how would recommend?  Thanks!

[ShannonDuff · Accepted solution]

TurboTax w4 Calculator https://turbotax.intuit.com/tax-tools/calculators/w4/ is a great resource to accurately estimate your Federal Withholdings. Yes, you should use the 3-job section of  2b on the W-4 for the most accurate results.
To adjust the states you should refer to the instructions for each state.

SC -  https://dor.sc.gov/forms-site/Forms/SCW4_2024.pdf

NC - https://www.ncdor.gov/tax-forms/nc-4-employees-withholding-allowance-certificate/open

The amount withheld will depend on the residency status and the income from each state. If you're splitting income between states or you may have  a credit for taxes paid to another state. If you are a resident of SC, all income regardless of where it was earned will be taxable to SC. On the resident return you would receive a Credit for any taxes paid to another state to avoid the double taxation. SC will want a nonresident return if you work there but reside in NC, so you still want to withhold on that income. On the SC W-4 you would calculate it based on the income for that state. The NC you would calculate using all the income since they tax everything.

[Mjdinap]

Thanks!  I think you might have an NC and SC mixed up in your reply, lol. I live full time in SC so if I read it right I think you are saying

1. all the NC income is taxed in SC , but by filing a NC NON-resident return, those NC taxes will be a tax credit in SC.

2. I should adjust my NC tax for one of those jobs to make sure enough is being withheld to cover both NC jobs.

Am I thinking about that right?

[ShannonDuff]

@Mjdinap 
You are correct it was a typo. I've edited the post to reflect the correct response. And yes, sorry for the confusion. 🙂