Why should I care about a credit score?

[Jayfry]

According to Turbo tax here, my credit score is "very low". Why is that a bad thing? I'm fine with it being where it is.

[Anonymous_]

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@Jayfry wrote:
According to Turbo tax here, my credit score is "very low". Why is that a bad thing? I'm fine with it being where it is.

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The following is a link to an older, but still cogent, article with respect to credit score relevance.

https://www.forbes.com/sites/heatherstruck/2011/07/20/credit-score-fico-can-hurt-you/#cc0d9614d2c2

[Jayfry]

That is really dumb. How I work cannot be measured in numbers. My score may be low, but I work hard. It should never be a factor when looking for a job. Good people with not so great credit still need a decent job and shouldn't work 2-3 jobs just to make ends meet.

[Anonymous_]

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@Jayfry wrote:
It should never be a factor when looking for a job. 

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If you read the article closely, your credit score is not a factor in hiring for all employers - it is more likely to be a factor if you're looking for employment in the financial services industry and they need your permission to inquire anyway.

[Jayfry]

Read part of it while half asleep. This is why credit stuff should be taught in school. I know nothing.

[Anonymous_]

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@Jayfry wrote:
Read part of it while half asleep. This is why credit stuff should be taught in school....

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This is off-topic, but none of this "stuff" is taught in school - credit cards/scores, loans, investing, mortgages, et al. - and all of it should be.

[Jayfry]

I completely agree. Maybe then I'd care about credit everything.