Question about my turbo account

[Cole4]

I just did my tax returns and got the turbo app after and when I logged on it shows that I have a credit score of 790, with bank debts that are being paid off every month. I have never opened up a credit account. Is this a mistake or is this credit fraud/ identity theft? 

[Opus 17]

Go to https://www.annualcreditreport.com/

to get a free full credit report from each bureau.  If you have never had credit, then either someone is using your identity, or maybe the bureau has you linked to someone else by mistake.  If you check all 3 reports, and only 1 has the problem, then its more likely to be a problem with that bureau. 

[Rdixn]

I believe your answer is in your question. Everyone has a credit score. If you have bank debts that are being paid for on time every month, that is awesome and that is how it’s so high. It shows that you’re responsible with your money. 

[Martina75]

But if she has no knowledge on these accounts being paid monthly then someone could be using her name / personal information, for their own personal advantage. I’d be skeptical perhaps very concerned if I saw unusual activity, specially if it’s currently taking place . That’s just weird. Of course thankfully it’s improving her credit and not the complete opposite, but that should definitely be investigated further.