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Looking for a credit card that will help better my credit score!

I haven't had a car payment, credit card payment, or any type of revolving debt in several years. I just applied for a small credit line credit card and was declined due to not having any recent revolving debt. Can anyone suggest a credit card to apply for that I will be approved for that has a low credit line so that I can raise my credit score?!? It really stinks to have a decent credit score and be declined for a small credit card!

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Looking for a credit card that will help better my credit score!

One possibility may be to get a Secured Credit Card. Secured Credit Cards can help you build credit and may have a higher likelihood of accepting your application depending on your situation. Keep in mind that they require a deposit up front and you'll want to make sure you read the terms to see if there's an annual fee.

 

One watch out too, the APRs might be higher compared to traditional credit cards, so you'll want to try and make sure you can pay off your balance in full every month to avoid getting charged interest charges. 

 

Hope that helps!