How long will it take for an auto loan to come off after an accident?

[Lauralynnbreton]

I was in a auto accident, I was rear ended by a women speeding and texting. Totaled my Jeep and my 1 year old and I walked away with bruises. Very thankful but I’m not thankful for loosing hey I worked so hard to get... my Jeep. Now it’s still showing I have an auto loan but it was paid off through GAP? How long is the loan going to stay on my credit? 

[tagteam · Accepted solution]

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@Lauralynnbreton wrote:

....Now it’s still showing I have an auto loan but it was paid off through GAP? How long is the loan going to stay on my credit? 

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That would be positive account (payment) history which will remain on your credit report for longer than negative account history in most instances.

See https://www.experian.com/blogs/ask-experian/paid-auto-loan-remains-on-credit-report/