I had a credit score of 600 and one day I checked it again and my score dropped down 55 points and I don’t understand why I have been doing everything right and paying my bills on time can you help me understand?
Do you have a PayPal account with a balance? If so, that could account for the drop. PayPal never reported to the credit bureaus until last month. Most people with outstanding balances saw all their credit scores drop.