Credit score

[Brod707]

 My credit score dropped 100 points and noting negative was reported. My credit use went down no change to payment history, no new derogatory marks, no new accounts no new credit inquiries! I went from 640 to 539. What could i’ve Done wrong?

[tagteam]

That is a rather sizeable drop for not much happening beyond a change in credit usage.

You should get your credit reports from all three agencies (which you can get free of charge from the site below) and review each of them carefully.

https://www.annualcreditreport.com/index.action