Credit score drop

[Davidjessup42666]

My credit score dropped 89 points and I am debt free and have no late payments. It dropped today but nothing has changed. Why?!?

[tagteam · Accepted solution]

You need to get your free credit reports from the site below and review them for inaccuracies and indicia of fraudulent activity.

https://www.annualcreditreport.com/index.action

[hubber]

Anyone or a combination of the following could have happened:

• You applied for credit and was denied
• You made hard credit inquiries (cell phone provider, credit cards, banks, etc.)
• You closed one or more of your old revolving accounts.
• You co-signed for a 3rd party
• One or more of the tradelines are reporting your payment 30 days late

[Hunt03]

Fir me it was child support info was added to one credit report. My score increased like 50-60 points overnight. I got my free reports and noticed it on one of them. 

[ShantWhite1]

I don't know why this isn't discussed more, but 3 years ago my credit score dropped 100 its. and it was because a bad mortgage had fallen off of my credit report after 7 years. I asked a credit consultant why and he said this is not unusual...?