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Davidjessup42666
New Member

Credit score drop

My credit score dropped 89 points and I am debt free and have no late payments. It dropped today but nothing has changed. Why?!?

1 Best answer

Accepted Solutions
tagteam
Level 15

Credit score drop

You need to get your free credit reports from the site below and review them for inaccuracies and indicia of fraudulent activity.

 

https://www.annualcreditreport.com/index.action

View solution in original post

4 Replies
tagteam
Level 15

Credit score drop

You need to get your free credit reports from the site below and review them for inaccuracies and indicia of fraudulent activity.

 

https://www.annualcreditreport.com/index.action

View solution in original post

hubber
Returning Member

Credit score drop

Anyone or a combination of the following could have happened:

  • You applied for credit and was denied
  • You made hard credit inquiries (cell phone provider, credit cards, banks, etc.)
  • You closed one or more of your old revolving accounts.
  • You co-signed for a 3rd party
  • One or more of the tradelines are reporting your payment 30 days late
Hunt03
Level 1

Credit score drop

Fir me it was child support info was added to one credit report. My score increased like 50-60 points overnight. I got my free reports and noticed it on one of them. 

ShantWhite1
New Member

Credit score drop

I don't know why this isn't discussed more, but 3 years ago my credit score dropped 100 its. and it was because a bad mortgage had fallen off of my credit report after 7 years. I asked a credit consultant why and he said this is not unusual...?

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