Car pay off

[Creditpataonelearner]

Question I have had a car note fire about 2 years and it has been past due for a majority of it, if I pay the car off in cash will they greatly improve my credit, I have student loan account the oldest being eight years old all paid on time and also a credit card that is always paid on time, I’m wondering about the effect of paying off my car would have on my score since it has been delinquent for so long

[NCperson]

it MAY improve your credit, but I can't imagine it would GREATLY improve your credit. 

To be honest, why would the next lender be confident you can pay on time each month given the track record.  That is the purpose of the credit report.