Hi! I had been looking for a way to consolidate about $30,000 of credit card debt for a year or so and just last month I got an offer in the mail from Best Egg (it's a play on "Nest Egg" which, unbelievably, it took me weeks to figure out). I'd tried Lending Tree and SoFi and a few others and none would give me the length/term I wanted or a decent interest rate so I passed. Best Egg gave me three years and 7.99%. The application process took less than half an hour, I was approved within a day, and had the money in my checking account two days after that. I cannot recommend them highly enough. Like, if you could fanboy over a financial lending institution, I totally would. Check them out.