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This might be a conversation to have with your parents. They may have provided other items in supporting you and plan to claim you. See IRS Worksheet for Determining Support.
Q. Do I say I supported myself if I lived off earned income + student loans, my parents co-signed?
A. No. For purposes of the tax dependent support calculation, co-signed student loans are counted as support provided by the parents. Who is going to pay them off does not change that.
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