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There are several reasons you may not be able to e-file your tax return. Some common reasons are:
Refer to the TurboTax articles Why can't I e-file my return?
You will still get a direct deposit even if you mail your tax return.
Refer to the TurboTax article How do I print and mail my return in TurboTax Online? for additional information.
Direct deposit does work for mailed returns. just takes longer.
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