If the Where's My Refund? tool shows stage 3: (1) Return Received, (2) Refund Approved,
and (3) Refund Sent, with the date provided, it can take up to 5 days to hit your account. It all depends on your
financial institution and how long they take to process deposits. If nothing comes in after 5 days, check
again with your bank and if they don't have any
information, then contact the IRS at 1-800-829-1040 for further
information.
Hope this helps!