1099 MISC From my bank

Hello, I received a letter in the mail from chase bank stating “in 2023 weeks refunded more fees than you were charged and should have sent you IRS form 1099-MISC for your accounts ending in “

they sent me a tax form and they also stated that I may need to file an amended tax return. Can anyone help me or explain what do u do in this situation?

posted

If amending your return by including the 1099-MISC increases your tax liability by more than a trivial amount (there’s no definite approved figure for that but maybe less than $100?) I would just let the IRS adjust your return if they even bother to deal with it.