I don't think you should save at all while you are paying down debt. That takes away money from it that could be used to pay it down faster.Get the $1,000 emerg...
You can do something called manual under writing. That will allow you to get a ranch/farm without the use of a credit score. However, what worries me is your in...
I say you dont need the house yet. First get a 1,000 dollars as an Emergency fund then tackle your debts. Once that's done save up for a down payment on a house...