Cait
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- Cheered Re: How To Prioritize Emergency Funds, Savings and Paying Off Debt for JRay. June 25, 2020 7:36 AM
- Posted Re: How To Prioritize Emergency Funds, Savings and Paying Off Debt on Debt management. June 25, 2020 7:35 AM
- Posted Re: House Loans and Down Payments on Home loans. February 3, 2020 5:34 AM
- Posted Re: House Loans and Down Payments on Home loans. April 16, 2019 9:37 AM
June 25, 2020
7:35 AM
I don't think you should save at all while you are paying down debt. That takes away money from it that could be used to pay it down faster. Get the $1,000 emergency fund, refinance if you need to then put rest of the money towards debt then once you are done, save for a 3 to 6 months emergency fund. This should be enough money to pay your bills for 3 to 6 months.
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February 3, 2020
5:34 AM
You can do something called manual under writing. That will allow you to get a ranch/farm without the use of a credit score. However, what worries me is your income depending on what you are buying that may not be enough.
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April 16, 2019
9:37 AM
I say you dont need the house yet. First get a 1,000 dollars as an Emergency fund then tackle your debts. Once that's done save up for a down payment on a house that you can afford.
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