Yes, why does anyone need debt? People in today's society think that you have to have debt to survive. It is a lie that creditors spend a lot of money every year to get us to believe. Save your money if you want to buy something. I'm a Soldier for a living with a single income, wife, kids and all of that and I am able to live debt free. If you check my credit score it says that there was no information and there might be an error. Still, I have a home, 2 nice cars and a life. Don't by into all of the marketing from creditors, find financial freedom.
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