I went through Lending Club. You need fairly good credit to get a loan but not perfect. I had about 671 credit score when I got the loan. Funds deposited in les...
Closed accounts stay on report for 7-10 years. If the payment history is positive, leave it. Otherwise you can try a credit repair company but unless the info i...
Consider paying the balance before the statement closing date instead of when the payment is due. This will show a lower reported balance to the bureaus each mo...
Secured cards are great for beginners. However, if you get a card preapproval offer by mail for an unsecured card, take it if the terms and intro offer is reaso...