You know  I am in the same situation as you are. And I am searching for an answers just like you. And guess what I found it out. So are you ready and here it is simply to apply for more loan. I was told that I have to have loans  like real estates, car loan as  well as some other item just to prove that you can manage those monthly payment.. You can call anything you want so they say but that's way it is Period. End of quote. ... View more