I started over and double checked.I used CSA-1099-R.Same answer.I may play around with this.

I did not see where I could choose the 1099-R Type.

the 1099 R I received did not have a 2a.Just 2.9b has my total employee contribution

then, a few screens later, I get a choice between (1) moving it to another retirement account or (2) did something else with it (cash out).This confuses me beca...

then my choice becomes early distribution.I have met the standards for retirement.Perhaps because I have other sources of income, I get taxed at a higher level.