Retired from the Internal Revenue Service as an Internal Revenue Agent with SB/SE division. I am a retired CPA. I retired from the US Govt after 35 years including over 4 years in the US Army. I am a disable Vet. I would also add that now is a good time to learn about income taxes.  My advice as a retired CPA and tax professional it to take a tax class at a local community college.  Other options are to take the classes offered by H&R Block or Liberty Tax or any other tax preparer.  These classes may cost money but in the end will save you a whole lot more because you will understand the tax law .  You may also want to take personal finance classes at the community college or adult high schools .  There are also many online classes.  Take one.  Take a bunch. I know things are different now in schools.  When I was in 8th grade as part of civics class we were taught how to fill out a tax return.   I know they don't teach this skill anymore