Featured Discussion: Common Reasons You May Be in Debt

[debbie7]

I spend and don’t keep up with what I spend

[debbie7]

I already did

[Ice]

Medical, School loans, car, savings just doesn't cover expenses!

[Lovemyrosie]

Thank you

[Ap]

Lifted straight off of Dave Ramsey, so please give credit where it's due.

I'd also like to include that you may want to tithe/give to charities. 

Also, cut WAY back on eating out/fast-food, etc. It's soooo expensive. You can make good, cheap, and even ready-to heat meals at home for "pennies."

[No comment]

No comment

[No comment]

No comment

[Flygal]

I used the app debt free. You list all your bills, ( cc, car payment, mortgage, etc) dates due, how much you owe, payment amount each month and it can generate reports on when you will be debt free! And it’s free!

[EHD]

Good ole' debt snowball!!

[Success not an accident]

Carl's steps are the same a Dave Ramsey's Baby Steps.  Go figure.

[MoneyMike]

Sorry but you did things completely wrong. You should look up Dave Ramsey. I’ve been debt-free for almost 3 years now so trust me, I know what I’m talking about.

[AK3]

Hello

Yes, desperation can send you in different directions,  It does it scary.. What you went through should have never happened. It would have better if you filed a Bankruptcy, 

FYI:  Call BBB... 

[RicK P]

For the record, in Step 9, "doubling" your house payment/mortgage simply means paying one month's additional "principle".  It doesn't mean you have to double the entire payment each month.   Most loans allow you to do this.  Check with your bank.  If they don't allow you to do this, get a different bank!  Plain and simple.  It really works.

[hargisP1]

Your so called credit report has wrong information for me. It shows I have debt and a loan which is false. And Turbo Tax has screwed up my taxes three years in a row. BYE>

[Perez]

OK so I do have a car payment of 430.00 and I did have the money but its not where I put it..I don't loose things often but it gone! Other than that I don't believe I have any more debts. If I do I then I will find out. This my response back on this statement..Thank You! 😉