Paying off debt

[defusco66]

Identity theft has become a major concern I have more loans and credit cards in my name that i am not responsible for my credit score is in the 400s no one will ever offer me a loan or credit card to pay off my debt . I don’t know what to do about this situation and I never receive answers from anyone. Please advise me or help me in anyway possible please 

[MindyB]

If there are loans that are not yours and you know nothing about on your credit report, it sounds like you have had your identity stolen.  You should file a police report and dispute the information with the credit bureaus.

As far as protecting your tax information, you can elect to receive an identity protection PIN(IP PIN).  This is a six-digit number that prevents someone else from filing a tax return using your Social Security number. 

Here is an article regarding the PIN you may find helpful: How do I get my 6-digit IP PIN?

[test2021]

Dear Friend, This is a great question. Charlie Munger has many great videos on YouTube, such as the Fastest Way to Financial Freedom. Check out the financial education materials of Robinhood and consider investing in great companies, such as Robinhood. Most importantly, I think that it is worth investing in an effective Identity protection and monitoring service; for example, take a look at the ones offered by some credit cards, banks, and dedicated security companies.