Paying off debt

[defusco66]

Identity theft has become a major concern I have more loans and credit cards in my name that i am not responsible for my credit score is in the 400s no one will ever offer me a loan or credit card to pay off my debt . I don’t know what to do about this situation and I never receive answers from anyone. Please advise me or help me in anyway possible please 

[MindyB]

If there are loans that are not yours and you know nothing about on your credit report, it sounds like you have had your identity stolen.  You should file a police report and dispute the information with the credit bureaus.

As far as protecting your tax information, you can elect to receive an identity protection PIN(IP PIN).  This is a six-digit number that prevents someone else from filing a tax return using your Social Security number. 

Here is an article regarding the PIN you may find helpful: How do I get my 6-digit IP PIN?