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and focus on paying off the debt with the highest interest rate first.
I'll assume you are asking for guidance on a strategy to get your debt under control and which debts to pay first. Further I'll assume you don't want to pay for the advise.
Suggest checking at the local library and see if there are local self-help groups that provide support in this area. Many communities have such organizations. Google 'non profit financial help' or something similar and see if anything surfaces.
Go to your bank and ask the same question about who in the community can provide advice.
lastly, family members that are astute financially might be a good place to get advice.
To me, first thing is to establish a budget and then stick to it. Once the budget is established you can figure out what needs to be adjusted in your life style so there is money left over to pay down the debts
hope that helps
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