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TurboTax Mac usually requires you to start as if you have a standard 1099-R before it allows you to flag it as a substitute.   Go to Federal Taxes > Wages & Income.  Scroll down to Retirement Plans and Social Security and select IRA, 401(k), Pension Plan Withdrawals (1099-R). When asked "Did you receive a 1099-R?", select Yes. Important: Do not try to import. Choose "Change how I enter my form" or "I'll type it in myself." Enter the details from her foreign statement as best as you can into the 1099-R fields (converting foreign currency to USD using the average annual exchange rate). Follow the interview screens until you see a page with a series of checkboxes. Look for: "I need to prepare a substitute 1099-R" or "This is a substitute form." Checking this box will trigger the generation of Form 4852.

interesting answer and appreciated. Why did turbotax change how they did estimated taxes from prior years? In the past (turboTax Deluxe) it asked what you estimate the amount of withholdings will be for the current year and now instead ask what has been withheld to date. For estimating taxes for 2026 that makes no sense and then use 2025 withholdings in determining estimated tax payments. Shouldn't this be a program update to return to the prior year process. Thanks.

@lali000 wrote: Even 1040 is not visible without paying in the online version. There is just a cryptic summary view of income and taxes. You can view your Form 1040 plus Schedules 1, 2 and 3 at any time using the online editions. Click on Tax Tools on the left side of the online program screen. Click on Tools. Click on View Tax Summary. Click on Preview my 1040 on the left side of the screen.

Yes, you must have the seller report (or time-of-sale report) to claim the clean vehicle tax credit. The seller is required to submit this report to the IRS and provide a copy to you within three days of the sale. Without this report, your vehicle will not be eligible for the credit. Clean Vehicle Credit | Seller or Dealer Requirements If the vehicle was acquired on or before Sept. 30, 2025, the taxpayer may still be eligible for these credits when the vehicle is placed in service. It's up to you if you want to try to mail your return with the purchase document. One Big Beautiful Bill FAQs for expiring credits Review the information in the links to be sure you do qualify, and double check with your dealer to be sure they sent in the required information to the IRS.   @Ohweeby 

Usted tiene varias opciones para realizar su pago despues de haber presentado su declaracion:   Pago por correo: Puede enviar su cheque por correo utilizando formulario 1040-V (Voucher de pago). Si no encuentra este formulario en los documentos de su declaracion, puede enviar su cheque directamente asegurandose de escribir su numero de seguro social, el año fiscal "2025 Form 1040", y su numero de telefono. El cheque debe emitirse a nombre de "United States Treasury".   Pago en linea: La manera mas rapida y segura es a traves del sitio web del IRS. Puede usar Direct Pay, o puede crear una cuenta personal el el sitio. Esto no solo le permite hacer pagos, sino tambien revisar su historial y obtener copias de sus documentos de años anteriores.

You say you "paid the penalty".  How did you do that and did you get a form for it.  You don't usually pay the penalty (and tax) until you actually file your tax return.  You want to be sure to get credit for any withholding you had done. Withholding on a 529 distribution is unusual (there is no place on form 1099-Q for tax/penalty withholding). 

I also answered this question incorrectly.  I am using the online version but do not see an "uncommon situation" section and cannot get back to the form.  Super frustrating, as I tried clicking back after incorrectly entering, but it would not go back to the form!

Thank you Dave. I should have mentioned this is retirement income and form 1042-S is provided by her ex employer. Therefore I cannot import the information from a brokerage as you mention so I have to skip this step and enter it manually. The information is then saved as a 1099-R with no option to create a substitute 1099-R now offered by Turbo Tax, unlike prior years. Jeff

To resolve the TurboTax "Withholding per period" issue , instead of dividing your total tax withheld by four, enter the actual amount with-held from one paycheck or 1099-R statement. This form is asking for the weekly/monthly  periodic  withholding amount, not the annual total.    For example: Look at a one pay stub for the amount withheld in one period.  Make sure that for your part-time job, you are listing the withholding from a single paycheck, not the total year-to-date amount.   Please return to Community if you have any additional information or questions and we would be happy to help. 

To view IRS form 8959 Additional Medicare Tax in your TurboTax Online tax return, use the print or view function.   You may print or view your full tax returns prior to filing after you have paid for the software.    View the entries down the left side of the screen at Tax Tools. Select Print Center. Select Print, save or preview this year's return. Select Include government TurboTax worksheets. Enter Control+F for the 'find' function.   Then enter '8959'.

If you imported any 1099's, you may want to verify the income, so there's not a case of duplicating.  What's included in 'Gross Income from All Sources' is a complicated calculation, so the amount may not be the same as your AGI, but probably shouldn't be four times that amount, even though some items are added back in.   Here's what's included in the calculation:   Form 1040, lines 1, 2b, 3b, 4b, 5b and 6b plus Schedule 1 (Form 1040), line 1 plus Schedule 1 (Form 1040), line 2a plus Schedule C, line 7 (all copies) plus All gains reported on Schedule D minus Schedule D, line 11, Subtotal Line A(Form 4797, Gain from Part I) plus All gains reported on Form 4797 plus Schedule E, line 3 total plus line 4 total plus  Schedule K-1 Worksheet - Estates and Trusts, Box 14 Code B : Foreign Tax Information section, line 7 (if it has a value); otherwise income reported in Part III lines 5, 6, 7 and 8 plus Schedule K-3 - Partnerships Line B - Gross income from all sources Schedule K-1 - Partnership Additional Information page 1, Box 11 section,Code A, line 1 (if positive) and line 3 and line 4 and Code I, line 5 Schedule K-3 - S Corporations Line B - Gross income from all sources Schedule K-1 - S Corporation Additional Information page 1, Box 10 section, Code A, line 1 (if positive) and line 3 and line 4 and Code H, line 5 Schedule F, line 11 (all copies) plus Form 4835, line 7 ( all copies) plus Schedule 1 (Form 1040), line 7 plus All positive income amounts on the Other Income Statement.   @dhawal55 

Q. Is it a must to enter 1099Q and 1099T information? A. No. Deleting them is an option.  The 1099-Q (and the 1098-T) is  only an informational document. The numbers on it are not required to be entered onto your (or your student's) tax return. The interview is complicated, even when it's working (there's currently a glitch)  and it's easy to make mistakes. Avoid it if you can and you probably can.  You can just not report the 1099-Q, at all, if your student-beneficiary has sufficient educational expenses, including room & board (even if he lives at home) to cover the distribution. When the box 1 amount on form 1099-Q is fully covered by expenses, TurboTax will enter nothing about the 1099-Q on the actual tax forms. But, it will prepare a 1099-Q worksheet for your records (you don’t need it). You would still have to do the math to see if there were enough expenses left over for you to claim the tuition credit. You also cannot count expenses that were paid by tax free scholarships. References: On form 1099-Q, instructions to the recipient reads: "Nontaxable distributions from CESAs and QTPs are not required to be reported on your income tax return. You must determine the taxability of any distribution."  IRS Pub 970 states: “Generally, distributions are tax free if they aren't more than the beneficiary's AQEE for the year. Don't report tax-free distributions (including qualifying rollovers) on your tax return”. "IRS Publication 970, Tax Benefits for Education states: If the entire 1099-Q went to qualified expenses, room and board, tuition, etc; then, you do not need to enter the form."  ______________________________________________________________________________________________ Qualified Tuition Plans  (QTP 529 Plans) Distributions General Discussion It’s complicated. For 529 plans, there is an “owner” (usually the parent), and a “beneficiary” (usually the student dependent). The "recipient" of the distribution can be either the owner or the beneficiary depending on who the money was sent to. When the money goes directly from the Qualified Tuition Plan (QTP) to the school, the student is the "recipient". The distribution will be reported on IRS form 1099-Q.  The 1099-Q gets reported on the recipient's return.** The recipient's name & SS# will be on the 1099-Q. Even though the 1099-Q is going on the student's return, the 1098-T should go on the parent's return, so you can claim the education credit. You can do this because he is your dependent. You can and should claim the tuition credit before claiming the 529 plan earnings exclusion (unless your income is too high).  The American Opportunity Credit (AOC or AOTC) is 100% of the first $2000 of tuition and 25% of the next $2000 ($2500 maximum credit). The educational expenses he claims for the 1099-Q should be reduced by the amount of educational expenses you claim for the credit. Room and board (R&B) are also qualified expenses for the 529 distribution, but not the AOC (R&B are also not qualified expenses for a scholarship to be tax free). But be aware, you can not double dip. You cannot count the same tuition money, for the tuition credit,  that gets him an exclusion from the taxability of the earnings (interest) on the 529 plan. Since the credit is more generous; use as much of the tuition as is needed for the credit and the rest for the interest exclusion. Another special rule allows you to claim the tuition credit regardless of whose money was used to pay the tuition. In addition, there is another rule that says the 10% penalty is waived if he was unable to cover the 529 plan withdrawal with educational expenses either because he got scholarships or the expenses were used (by him or the parents) to claim the credits. He'll have to pay tax on the earnings, at his lower tax rate (subject to the “kiddie tax”), but not the penalty.   Total qualified expenses (including room & board) less amounts paid by scholarship less amounts used to claim the Tuition credit equals the amount you can use to claim the earnings exclusion on the 1099-Q.  Example:   $10,000 in educational expenses (including room & board)    -$3000 paid by tax free scholarship***    -$4000 used to claim the American Opportunity credit  =$3000 Can be used against the 1099-Q (on the recipient’s return)   Box 1 of the 1099-Q is $5000 Box 2 is $2800 3000/5000=60% of the distribution is qualified, so 40% of the earnings are taxable 40% x 2800= $1120 There is  $1120 of taxable income (on the recipient’s return)   **Alternatively; you can just not report the 1099-Q, at all, if your student-beneficiary has sufficient educational expenses, including room & board (even if he lives at home) to cover the distribution. You would still have to do the math to see if there were enough expenses left over for you to claim the tuition credit. Again, you cannot double dip!  When the box 1 amount on form 1099-Q is fully covered by expenses, TurboTax will enter nothing about the 1099-Q on the actual tax forms. But, it will prepare a 1099-Q worksheet for your records, in case of an IRS inquiry. On form 1099-Q, instructions to the recipient reads: "Nontaxable distributions from CESAs and QTPs are not required to be reported on your income tax return. You must determine the taxability of any distribution."  ***Another alternative is have the student report some of his scholarship as taxable income, to free up some expenses for the 1099-Q and/or tuition credit. Most people come out better having the scholarship taxable before the 529 earnings. A student, with no other income, can have up to $15,750 of taxable scholarship (in 2025) and still pay no income tax. 

If you are eligible for the New York pension exclusion because you have a New York State, Local or a Federal pension, you can make sure this pension is excluded using the steps listed below.  This exclusion will show on Line 26 of your New York State Tax Return Form IT-201.   To exclude your New York State, Local or Federal pension, after your Form 1099-R is entered into TurboTax you will see a screen that says, "Where is your distribution from?" You should select the first or second circle (whichever one applies) to ensure your pension is properly excluded.   When you do this, your distribution should go to your New York State Income Tax Return and be recognized as excluded.  This will put your excludable pension on line 26 of your Form IT-201.   To get to those screens in TurboTax to review your entries, you can: Click on Search at the top right of your TurboTax screen Type Form 1099-R in the search box Click on the link Jump to Form 1099-R Select your Form 1099-R for your New York State pension and follow through the screens until you see "Where is your distribution from?" Click on the top circle Retirement Distributions from New York State and "Continue" This information will flow to your New York state tax return and you will see your pension exclusion on line 26 of your New York State tax return.   For additional instructions on how to enter a Form 1099-R in TurboTax click here for " Where do I enter my 1099-R?"    Please return to Community if you have any additional information or questions and we would be happy to help.