Credit cards

[FrancesB1958]

Can getting a credit card help my credit score

[Anonymous_]

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@FrancesB1958 wrote:

Can getting a credit card help my credit score

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A credit card can either help your credit score or hurt as it depends upon how you use the card, whether you pay balances in full, and your credit utilization rate. Generally, however, not having a credit card can actually lower your score, but it really depends upon a number of factors.

See https://www.thebalance.com/how-credit-cards-affect-your-credit-score-4040514