I can now understand the pros of filing jointly now as there seems to a bit more loss. Thank you so much for your time and the information you have shared. They...

Okay, got it! Thank you! One last question, what happens if we decide to file separately? Will there be a lot of effects or downside for each of us?

Thank you so much! Should I be filing with the form 1040? Does form 1040A not applysince my husband is a NRA?

Thank you, that was very helpful! For clarification purposes, the 1040NR can only be filed by mail, or could we send it online? Because I'm not sure when we wil...